Title Junction wish you and yours a blessed Easter weekend!

Does a new home loan make sense? There are at least seven reasons to refinance a mortgage. You probably can think of the first one -- to get a lower mortgage rate. The average interest rate on an outstanding mortgage at the beginning of 2012 was 5.098 percent, according to the Bureau of Economic Analysis. However, lenders today are offering rates well below that benchmark, making a refinance a no-brainer for many. But low rates are not the only motive nowadays, here are some more good reasons to consider to refinance. Refi for a lower rate The No. 1 reason to refi is to get a lower mortgage rate. Despite sinking rates, a lot of people haven't refinanced. Many homeowners would like to refinance but can't because they have little or no equity due to falling home values, too many can't refi for this reason. Convert an ARM Stability-hungry borrowers are ditching adjustable-rate mortgages and refinancing into fixed-rate loans. Other borro...

Yes, today all mathematicians around the world will be celebrating...but whether they choose to eat PIE is another story!!  For those who don't know  π, it is the ratio of circumference to diameter of a circle. Also known as, 3.14.....hence the date attached to it March 14th (3/14).  Click HERE , to see many ways to celebrate this day. From sending an ecard to watching a video with dominoes.  Any way you SLICE it, whether it be pi or PIE....ENJOY THE DAY!!!

How much does Title Insurance cost? The one-time premium is directly related to the value of your home. Typically, it is less expensive than your annual auto insurance. It is a one-time only expense, paid when you purchase your home. Yet it continues to provide complete coverage for as long as you or your heirs own the property. Do I need Title Insurance? Most definitely! Title insurance is a means of protecting yourself from financial loss in the event that problems develop regarding the rights to ownership of your property. There may be hidden title defects that even the most careful title search will not reveal. In addition to protection from financial loss, title insurance pays the cost of defending against any covered claim. Why Do You Need It? Buying a new home is one of life's most gratifying experiences. As you approach the big day of closing, however, all the details can be a little overwhelming. You might easily overlook the single most important step in ...

How? By all the new Apps out there...here are FOUR that are topping the list! And they are all FREE! SNAPCHAT ~ available for both iPhone and Android It is a new way to share moments with friends. Snap away...add a caption and then hit send! Your friends receive it, view it and then SNAP it disappears! The users are mostly young teens, sending about 60 million images and videos daily! GIFBOOM ~ available for both iPhone and Android Express yourself IN MOTION! Use the app to take a series of pictures, add some effects, texts and comments. Then share away! GIFs have become a stable on sites like Tumblr.  It takes 30 smart-phone pics in rapid succession and lets users pic which ones to animate and share! VINE ~ available ONLY for iPhone It is the best way to see and share life IN MOTION! Create short, beautiful, looping videos in a simple and fun way for your friends and family to see. This app is backed by social-networking giant Twitter! It is s...

In a market flooded with foreclosures, homebuyers can find steals easily. Or that's what many of them think until they begin searching. Soon, they learn that only savvy buyers get the best deals. Understanding how banks negotiate foreclosure deals is a must if you want to buy low in today's market. Here are five secrets every homebuyer must know when shopping for a foreclosed home. Don't make lowball offers on just-listed properties It's useless to make lowball offers on bank-owned houses that have been on the market for only a few days, says John Thompson, a Realtor at Samson Realty in Chantilly, Va. "When you haven't had opportunity to expose your property to the marketplace long enough, you would be reluctant to take a lowball offer," Thompson says. "Most of the banks are aggressive with their pricing, but they are not going to give the properties away." Asset management companies handle sales for banks. These companies price ...

With the Web technology constantly changing, you, in turn, have to keep up with it. For example, Google recently altered the way it indexes Web sites, which turned much of the predictable wisdom regarding search on its head. 1)  Create, don’t duplicate.  One of the biggest changes relates to identical content. In short, BE ORIGINAL. “Google aims to return authoritative relevant results,” says Jesse Leimgruber, certified Google analyst and SEO pro at Rank Executives. “They now remove sites that are not authoritative, post duplicate content, and fail to add value to users. Their recent ‘Panda’ update was designed to improve search experience by demoting low-quality sites that lack useful and original content.” So while sharing that awe-inspiring article you found on the Web will hold value in social media, i.e. Facebook and Twitter, it won’t aid in boosting your Google ranking. It can actually hurt your site’s rankings. So in a nut shell, keep it original when it comes ...