After reading this article, I thought I'd share with you, who couldn't use 3 simple tips to get our brains in "tip-top" shape. Thank you, Martha Weinman Lear,with PARADE magazine I loved these ideas and so will you! Practical tips for making your memory better and whipping your mind into shape. Martha Weinman Lear is the author of "Where Did I Leave My Glasses?" and "Heartsounds." 1. Associate Names Link what you want to remember to what you already know. You meet a Jennifer: Picture her in your mind's eye with other Jennifers-Aniston, Lopez. Visualize them together, which is what makes it work. 2. Get Organized Dr. Margaret Sewell, director of the Memory Enhancement Program at Mount Sinai Hospital in New York, suggests changing the way you organize your tasks. For example, no calls and no e-mail until the current job is done. "It's amazing," she says, "the difference people see as they cut down on nonessential multi-taskin...

If you need to borrow the funds, then YES, all lenders require title insurance for the amount equal to the loan. You might ask why and the answer lies in the way financial institutions operate. Mortgage loans in Cape Coral, Fort Myers, or anywhere in Florida are generally made by persons acting in fiduciary capacity, which means that they are or could be lending money that belongs to someone else. To safeguard this investment, the lender asks for title insurance against the loss of security as a result of real estate title problem. Even if you pay cash, you will want to have your investment protected. Not only does the lender benefit from title insurance, so do the purchaser and seller of the property. The purchaser will gain protection against serious financial loss due to a defect in the property's title. Title insurance protects against claims arising out of title problems that could have been discovered in the public records and non-recorded deficiencies that could not be...

Title Junction will be conducting a series free classes; “Let’s Talk About…” Jennifer Ferri will be covering Doc Stamps, Homestead, and Power of Attorneys. Make sure to mark your calendar for this very insightful free class being held on January 20, 2011 at 10 am in Title Junction’s office; 6313 Corporate Court, Suite C, Fort Myers, FL 33919. Please RSVP on or before January 19, 2011 to: swylie@title-junction.com, call 239-415-6574 or visit us on the web at www.title-junction.com

Are you thinking of buying another home and keeping the current to possibly use as an investment property? Homeowners should weigh a few factors before deciding whether to sell or rent and wait for the market to recover. MSN Real Estate has provided five great questions to ask yourself. 1. How much equity do you have? Homeowners with significant equity should sell, unless their home is desirable rental and they want to take on the challenges of being a landlord, says Diane Rule-Enos, a registered financial consultant with The Patriot Financial Group in Beverly, Mass. 2. What's the lowest rate you can get? "Homeowners with significant equity usually have lower mortgage payments, so they are more likely to have positive cash flow when renting the property," he says. For homeowners who owe more on their mortgage than their home is worth or for those with little equity, the decision to sell depends first on whether they have cash to bring to closing. If not, they can ...